

Office Hours
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Jessica Cruz Phung
Office Hours
Address
Winter Haven, FL 33884-1924
Frontage on Cypress Gardens Blvd
Would you like to create a personalized quote?
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
Contact me to schedule a virtual meeting
-
Phone
(863) 269-0066
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Office Info
Office Info
Office Hours
Contact me to schedule a virtual meeting
-
Phone
(863) 269-0066
Languages
Simple Insights®
Special needs financial planning
Special needs financial planning
We review creating a special needs financial plan, which can ensure a family member with special needs receives the care they need.
Steps to take when a loved one dies
Steps to take when a loved one dies
Often it's difficult to know what to do when a loved one dies. We offer some suggestions to help you through this challenging time.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Social Media

Viewing team member 1 of 4

Ryan Phung
Office Manager
License #W869242
I’m Vietnamese/American and was born in Indonesia. I moved to Florida in 2005 and have lived here since then. I began working in the insurance industry in 2021. I love what I do and love to help protect our customers with their insurance needs. In my free time, I love going to our local beaches and parks here in Florida. I love to spend time with my wife, go running in the park or relax at the beach. We love to try out new restaurants and coffee shops to support other local small businesses!
Viewing team member 2 of 4

Jennifer Cruz Lopez
Account Associate
License #W898040
I was raised in Plant City, FL and I currently hold my licenses in Auto, Home, Life and Health insurance. I am fluent in Spanish and English, and my primary focus is customer relations. I enjoy connecting with our local diverse communities and facilitating meaningful conversations. Outside of work, I love spending quality time with my fiancé and our three fur-babies, exploring new places, and creating lasting memories together.
Viewing team member 3 of 4

Michael Herring
Account Associate
License #G237759
Originally from New York, I relocated to Florida in 2020 and have dedicated myself to helping individuals, families, and businesses find insurance coverage to their unique needs. I take pride in building lasting relationships with our customers and providing guidance they can count on. Outside of work, I’m passionate about sports, whether playing, watching or simply being a fan. I also enjoy spending quality time with my girlfriend, exploring new restaurants, visiting local markets, or catching a good movie.
Viewing team member 4 of 4
Rick Isidro Melchor
License #G255714